Using Out-of-Network Benefits
Do I have out-of-network outpatient mental health coverage? Am I able to use these benefits for telehealth?
What is my out-of-network deductible?
How much of my deductible has been met this year?
Do I need a referral from an in-network provider to see someone out-of-network?
What percentage of outpatient psychotherapy sessions are covered per session?
How much will I be reimbursed for a 45 minute psychotherapy session (CPT code: 90834)? A 53 minute session (CPT code: 90837)?
How do I submit claim forms for reimbursement?
How long does it take for me to receive reimbursement?